Monday, 9 May 2016

Universal Banking: A Dream Come True

What if we told you in the future, your smartphone wouldn't need the apps of five banks you're working with.



Instead, you could have one account to store your money and distribute them at any time to your different bank acounts.

Today's bank account management, while efficient, can do so much more. The advent of information technology, which has made information dissemination quite easy for this generation and its businesses and companies, should have helped improve this sector.

Financial technology or FinTech companies have been working to make it convenient for people to manage their finances everywhere. Banks have worked with these companies to create apps that allow people to check their bank accounts, ATMs and even credit cards conveniently.

FinTech companies working on a universal bank account can make it easier to manage your finances at night and make real changes without having to spend time outside the office or the weekend to head to your bank.

According to FinTech VC Fund Life.SREDA Managing Partner VLadislav Solodkiy:

“The first customers were ready to bake a cake with disparate ingredients themselves, the mass customer wants to get a comfortable ecosystem of services with seamless integration allowing the customer to easily use data from one service inside the other and enjoy the benefits from their joint use.”


Financial product providers may also use information collected from your universal banking usage to allow them to present you the item or service you definitely need even before you head to their shops and establishments.

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