Monday 19 December 2016

Ideas To Improve Your Personal Finance This 2017

A new year is a new way to spend your money wisely. Money sitting at home -- which most did in 2016 -- is certainly a no-no. It's time to spend money in the right places.


Great Commitments Must Have Great Value

A rule of thumb: if the product does not last for more than 10 years, it's not worth a great financial commitment. Don't go for that big new Ferrari or something as simple as your daily Starbucks fix; instead, invest in your retirement as much as you want.

Manage Your Credit Card Debt Well

Credit scores are like report cards; they tell banks about your financial performance and if you do well, they can provide you the means to bridge the gaps in your financial needs. Manage your credit debt excellently and you can significantly lower interest  rates for future financial commitments.

Tech the Spreadsheets


Learn how to use software programs that help you manage your finances in macro. Learn how to use spreadsheet software such as Microsoft Excel to manage your finances. Apps such as GoodBudget allow you to see your financial spending. Nipping the issue in the bud is easier if you have a bird's-eye-view of everything you earn, owe and spend.

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